Why bother explaining bad payout ratios? After all, it’s pretty simple: dividend payout ratios over 100 or below zero are bad, right? Not necessarily. When assessing whether a company can afford to pay its dividend, viewing all negative payout ratios and those over 100% as bad might help to keep things simple, but it is […]
Main Content

Create Your Own Paycheck in Retirement
You’ve spent your life working, saving, investing. Then you retire. No paycheck coming in, but money going out. You have to create your own paycheck now. If you’re unsure on how to structure your portfolio to generate enough income at retirement, here is the approach I use with my portfolio as part of my retirement […]
Don’t You Hate Not Knowing When To Buy? When To Sell?
Market fluctuations create confusion and leave you with the impression you will lose all your savings. You then start reading as much as possible and overthink about your holdings. This is how you can suffer from “paralysis by analysis”. It doesn’t have to be this way.
My Recession-Proof Portfolio Workbook gives you the actionable tools you need to invest with discipline and to focus on your Financial Independence.